Renting a Car Without a Credit Card in NYC

Renting a Car Without a Credit Card in the NYC Area

Renting a car without a credit card has its challenges. Instead of being able to choose between numerous car rental agencies, you’ll find your options to be fairly limited.

The good news is that renting a car without a credit card isn’t as impossible as it used to be. Today, there is a much better chance that you find a car rental company that accepts debit cards or even cash.

But you’re probably not sure where to start or what it entails. To help solve your question, “how can I rent a car without a credit card,” we developed a list of considerations and information that you must know.

Your Guide to Renting a Car Without a Credit Card

Since car rental companies are facing a huge risk by lending cars to people without a credit card, it’s only normal that they would take certain precautions.

When renting a car with a debit card, you should expect to pay upfront and there to be a security deposit. We previously wrote an article highlighting the information you need to know when renting a car with a debit card. The blog provides a better explanation on how to go about renting a car if you don’t have a credit card…or just don’t want to use it.

What to Consider:

Some car rental companies try to play tricks on you. They’ll sneak in hidden fees and it can really cost you. You need to be prepared for this, so that it doesn’t come back to bite you.

That said, here’s what you should consider when you rent a car without a credit card.

1) Car Rental Airport Pickups

Your decision to be picked up at the airport really boils down to your personal preference. Do you prefer convenience? Or would you prefer to save the extra the money? If you’d prefer to save the extra money, it’s wiser to just head over to the car rental agency.

The Huffington Post analyzed the price difference of renting a car when you get picked up at the airport versus when you get the car at the rental location.

So whether you’re flying in through LaGuardia Airport or JFK International Airport, you’ll have to decide which route you prefer to take.

2) Holds and Blocks

More than likely a car rental company is going to place a temporary authorization of $200 or $500 on your account. Knowing your “holds” and “blocks” will prevent any mishaps in this step.

3) Beware of Hidden Fees

Make sure you read the car rental agreement before signing it! It’s very important, because there are car rental agencies that will try to hide fees from you. SmartTravel created a list of 10 common hidden car rental fees and how you can avoid them. Below is a summary of their list:

  • Fuel Charge
  • Collision Damage Waiver
  • Extra Driver
  • Early Return Fee
  • Stadium Tax
  • Car Rental Insurance

4) Find a Car Rental Company with Unlimited Mileage

Unlimited mileage isn’t offered by every car rental company, but it should be. Even if you only plan on doing a limited amount of driving, having unlimited mileage will save you if you decide otherwise.

5) Vehicle Options

Most car rental companies will have a wide-selection of vehicles to choose from, and will have cars, SUVs, mini vans, and vans available. But don’t make the mistake of just assuming that the car rental company has a variety of options.

Some car rental agencies simply don’t carry different vehicles, and others may not have them when you arrive. That’s why car rental companies try to get you to make a reservation.

6) Credit Checks

If you’re using a debit card to rent a car, some companies will perform a credit check to ensure that your credit is reliable. If you don’t want to credit check performed for you, call the car rental agency and see what their procedure is for people renting a car with a debit card.

Westchester Car Rentals

If you’re looking to rent a car with a debit card or cash in Westchester or the NYC area, Westchester Car Rentals offers what you need:

  • Free Pick Up
  • Unlimited Mileage
  • No Credit Checks
  • Numerous Vehicle Options
  • No Hidden Fees

Secure your online reservation with us today.

Posted in Renting Without a Credit Card and tagged .